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Things To Think About, Monday, May 13th, 2019

Let it flow, but be prepared for the invoice

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Happy Monday, or whatever Monday you choose.

I’m getting too old for this. No, that is not correct. I have made the realization that I have squandered many precious resources over the years because when you are young, life is like a credit card. You run up quite a bit of debt, but the monthly payments are relatively low. As the debt increases, the fees do as well. If you only make the minimum payments, the costs balloon and you are wiped out. I was trying to figure out how to get out of writing this blog today. I had a very full and busy weekend and did not want to write it. I discovered some hidden reserves or strength, threw out my standard methodology and decided to go off the cuff.

I was talking to a dear friend of mine who pushed herself to get straight A’s. She has had some challenges in life and is an inspiration to me. A concerned individual advised her to be wary of very expensive A’s. When we push ourselves through painful obstacles, there is a cost. Sometimes it makes sense to pay it, but most times we run up that bill in life and find it harder and harder to pay ourselves back. I usually end up getting a severe case of run-down=itis.

Count the cost. Everyone wants to do their best. Are you willing to accept, that somedays your best is your worst and it’s the best you can do? Sometimes, when you take the time to reflect on the things you have in your life, you will wonder why you ever thought they were so important. What are your priorities? What is it that we work so hard to accomplish? I am reminded of the parable of the wealthy man and the fisherman. The wealthy man wanted the fisherman to have some ambition and do better for himself. The fisherman asked the wealthy man why he wanted the wealth. The wealthy man responded, “So I can relax and go fishing.”

What’s next? Many financial advisors encourage people to pay down their debts. It frees up valuable resources to pursue the things that you love. When you are tired and run down, your ability to make decisions is compromised. What would your life be like if you could get rid of some of the high interest activities? Are you getting a good return on your investments? Be sure you can afford your choices. P.S. Once I got started, this post flowed like water from a broken dam. No regrets.